ニヴァリスの歩き方Unofficial Nivalis Nights Guide

I.O.U. Walkthrough

I.O.U. / Updated: 2026-10-21

Starting requirements

Quest giver: Calhoun

With less than 100 Lims, borrow 5,000 Lims from Calhoun.

Walkthrough

1Repay Calhoun in full

For a lump-sum repayment, prepare 6,000 Lims and discuss repayment with Calhoun. Repayment from sales and the fishing-club proposal are alternative routes.

2Reduce your debt to Calhoun

Repay part of your daily sales to gradually reduce the debt. Choose 5%, 10% or 15% of daily sales.

3Talk to Salt Pete

Ask Salt Pete about Calhoun's fishing membership.

4Give Calhoun the good news

Tell Calhoun you have fully repaid the debt.

5Talk to Calhoun

The Carpe Diem fishing club may offer a way out of your debt to Calhoun. Raise the proposal with him.

Choices and cautions

Completion requirements

Repay 6,000 Lims including interest, or reach an agreement with Calhoun using the fishing-club proposal discussed with Salt Pete.

Rewards

References